What if I have Medicare and a Secondary Insurance?
If you have medicare plus a secondary insurance, like AARP or BCBS, you will only have to pay your standard co-pay, as you would for any doctor's visit. If you do not have a co-pay for a doctor's visit, then you will not have a co-pay for a psychotherapy session. Most of my medicare clients with a secondary insurance pay nothing out of pocket for psychotherapy.
What if I don't have traditional Medicare?
If you have a medicare replacement PPO, employer sponsored PPO, or a private PPO, you will often be able to submit a claim on your own for partial or full reimbursement from your insurance company. There should be a phone number on the back of your insurance card that you may call to find out what your coverage is for mental health services. Often, insurance companies will provide a one page form that you can fill out to get partially or fully reimbursed for psychotherapy, depending on your type of coverage. Following payment, I will gladly provide a receipt with all of the necessary information to file the claim on your own.
Filing a claim on your own only takes a few minutes of your time. Filing your own claim allows me to charge a more reasonable rate for psychotherapy because I do not have to take the time to file caims myself and then wait several weeks for payment.
Private payment accepted by cash or check, with receipt promptly provided for possible out-of-network reimbursement by your insurance carrier.
A reduced private payment rate may be provided on a limited individual basis depending on need and income level.
I am available to perform psychotherapy on a limited, select basis in a client's residence for an additional fee.
Contact Me for current rates.